Webinar: Meeting the Requirements for Capital Adequacy & Contingency

Tuesday, April 2, 2013

Speaker: Gary Young, Young & Associates, Inc.

About the Program

Capital adequacy requirements are changing. There is new regulatory emphasis on the responsibility of the board and senior management to determine capital adequacy based on the specific risk to the credit union. This is increasingly requested in examinations and credit unions have received positive comments if a capital stress test has been conducted prior to any potential request.

After the capital is stressed, the credit union should prepare a capital contingency plan to consider options for improving capital if the stress event occurs. It is always better to consider these options prior to the event (proactive) as opposed to after the event (reactive). This webinar will discuss an easy-to-follow methodology for completing the stress test, components of a capital contingency plan, and options for raising capital.

HIGHLIGHTS

Guidelines for determining capital adequacy based on risk
An effective methodology to determine capital adequacy based on risk
Perils to avoid in determining capital adequacy
How capital changes impact strategic planning
A practical approach for developing a capital contingency plan
Importance of stressing capital
How to easily stress capital
How regulators view differing levels of capital
Pros and cons of capital-raising methods based on current successes and/or failures

Related Files

Printable Brochure (Adobe PDF File)