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Webinar: Understanding Asset Liability Management Concepts

 

Wednesday, March 19, 2014

2:00 - 3:30 pm CST

 

Speaker: Gary J. Young, Young & Associates, Inc.

 

The entire credit union meets at the desk of asset liability management (ALM). The Asset/Liability Committee (ALCO) discusses the profitability and capital impact of loan rates, investment structure, deposit rates, deposit structure, developing a risk profile, mitigating risk, and the impact of interest rate risk on capital adequacy. This is important information for all emerging leaders.

 

Controlling interest rate risk through ALM has always been important in operating a profitable credit union. With the recent increase in interest rates, it is now more critical than ever. This webinar will provide the information needed to understand all of the regulatory requirements necessary for an effective ALM program. In addition, the session will address areas of asset liability modeling that may cause erroneous decisions. It will also cover asset/liability theory including measurement, ratios, and normal risk parameters, and include the practical implementation of these theories in an understandable manner that will improve your interest rate risk, profitability, and shareholder value.

 

HIGHLIGHTS

  • ALM philosophy
  • How to effectively measure interest rate risk
  • Problems in modeling that can result in bad information
  • Components of an effective policy
  • ALCO duties
  • Establishment of realistic risk parameters
  • Importance of IRR validation – auditing the process


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