Adm 70 Electronic recording of documents in Wisconsin county register of deeds offices.
The purpose of this chapter is to establish uniform recording standards and practices, provide for integrity and security of transmissions and promote efficiencies and improved service for electronic recording of documents in Wisconsin county register of deeds offices.
Adm 70.01 Purpose.
Adm 70.02 Definitions.
Adm 70.03 Standards.
Adm 70.04 Business requirements and guidelines.
Adm 70.05 Trusted submitter agreement.
Adm 70.06 Legal description.
Adm 70.07 Notarization of documents.
Adm 70.08 Return and rejection of documents.
Adm 70.09 Method of payment.
Adm 70.10 Business rules
ATCP - Ag, Trade & Consumer Protection
ATCP 127 Direct Marketing
Subchapter V - Telephone Solicitations; No-Call List.
DCF – Children and Families
DCF 152 Child Support Administrative Enforcement The child support administration regulation as issued by the Wisconsin Department of Workforce
Development and registered July, 1999. It covers the following topics:
DCF 152.01 Authority and purpose.
DCF 152.02 Applicability.
DCF 152.03 Definitions.
DCF 152.04 Written notice of enforcement actions.
DCF 152.05 Administrative forfeitures for noncompliance with administrative subpoenas and
requests for information.
DCF 152.06 Liens.
DCF 152.07 Financial record review.
DCF 152.08 Seizure of property.
DCF 152.09 Notice of the payee of enforcement proceedings.
DCF 152.10 Thresholds for administration enforcement actions.
DCF 152.11 Alternative payment plans.
DCF 152.12 Agreements with financial institutions.
DFI-BKG-Financial Institution Banking
DFI-Bkg 40 Definitions and requirements for mortgage banking regulation These rules do not apply to MLOs employed by credit unions, but do apply to MLOs employed by CUSOs.
DFI-Bkg 41 Fees and renewals These rules do not apply to MLOs employed by credit unions, but do apply to MLOs employed by CUSOs.
DFI-Bkg 42 Trust accounts These rules do not apply to MLOs employed by credit unions, but do apply to MLOs employed by CUSOs.
DFI-Bkg 43 Ethical and competent practice by mortgage bankers, mortgage brokers and mortgage loan originators These rules do not apply to MLOs employed by credit unions, but do apply to MLOs employed by CUSOs.
DFI-Bkg 44 Mortgage broker agreements and consumer disclosure statements These rules do not apply to MLOs employed by credit unions, but do apply to MLOs employed by CUSOs.
DFI-Bkg 45 Education and examination These rules do not apply to MLOs employed by credit unions, but do apply to MLOs employed by CUSOs.
DFI-Bkg 46 Responsible high cost mortgage lending These rules do not apply to MLOs employed by credit unions, but do apply to MLOs employed by CUSOs.
DFI-Bkg 47 Transition to license system These rules do not apply to MLOs employed by credit unions, but do apply to MLOs employed by CUSOs.
DFI-CU 54 Real Estate Mortgage Loans
54.01 Purpose and scope.
54.03 Limitations on real estate mortgage loans.
54.04 Loan policies.
54.05 Required documentation.
DFI-CU 56 Credit Unions Review Board 56.01 Rules of procedure.
56.03 Form of notice of appeal.
56.05 Service and filing of papers.
56.06 Conduct of hearings; continuances; appearances; examination of witnesses.
56.08 Prehearing conferences.
56.11 Stay of proceedings.
DFI-CU 57 Retention of Credit Union Books and Records
57.01 Retention of records. ...Each credit union shall retain its records for at least the minimum period specified in the January 1996 edition of the technical publication of the Financial Managers Society, Inc. of Chicago, Illinois, titled “Financial Institutions Record Retention Manual.” www.fmsinc.org/
57.02 Records management.
57.03 Destruction of records.
DFI-CU 58 Sale of Credit Life and Health and Accident Insurance in Connection with Credit Union Loans
58.02 Disposition of commissions.
58.03 Reports to insurance companies.
DFI-CU 60 Savings, Dividend Periods and Early Withdrawal Penalties
60.02 Dividend periods.
60.03 Certificates of deposit.
60.04 Passbook savings accounts.
60.05 Early withdrawal penalties.
60.06 Credit union dissolution.
DFI-CU 61 Credit Union Purchase or Acquisition of Conditional Sales Contracts or Similar Instruments Executed by Credit Union Members 61.01 Limitations.
61.02 Interest rates.
61.03 Sharing of interest.
61.04 Dealer financial statements.
DFI-CU 62 Supervisory orders 62.01 Supervisory orders.
62.02 Stay of order during appeal.
DFI-CU 63 Remote Service Units 63.01 Joint rules.
63.03 Advance notice and approval required.
63.04 Restrictions on access prohibited.
63.05 Discriminatory rates or services prohibited.
63.06 Confidentiality and security requirements.
63.07 Allocation of liability.
63.08 Customer service and disclosure requirement.
63.10 Advertising restrictions.
63.11 Filing of supplemental information.
DFI-CU 65 Credit Union Service Organizations 65.01 Definitions.
65.02 Corporate separateness.
65.03 Legal opinion.
65.05 Increase of investment.
65.06 Expansion of services.
65.07 Conflicts of interest.
65.08 Reporting and audit procedures.
DFI-CU 66 Credit Union Limited Services Offices Located Out-of-State 66.01 Purpose.
66.04 Examination fee.
DFI-CU 67 Certified Public Accountant Audits of Credit Unions in Lieu of Examinations by the State of Wisconsin 67.01 Purpose.
67.03 Routine examination procedures.
67.04 Requirements for audits by accountants.
67.05 Acceptance of audits by accountants in lieu of examination by the director.
DFI-CU 68 Investment Authority Parity with Federal Credit Unions 68.01 Purpose and scope.
68.04 Board responsibilities.
68.05 General authority.
68.06 Authorized activities.
68.07 Prohibited activities.
DFI-CU 69 Non-preferential Loan Treatment for Officials 69.01 Statement of policy.
69.03 Preferential loan treatment prohibited.
DFI-CU 70 Participation Loan Authority Parity with Federal Credit Unions 70.01 Purpose and scope.
70.04 General authority.
70.05 Originating lender requirements.
70.06 Participating lender requirements.
DFI-CU 71 Leasing of Personal Property 71.01 Purpose and scope.
71.03 Authority to lease personal property.
71.04 Recovery in the event of default.
71.05 Application of other laws.
71.06 Limitation on leasing concentrations.
DFI-CU 72 Member Business Loans (State-chartered credit unions) 72.01 Definitions.
72.02 Member business loan.
72.03 Prohibited member business loans.
72.04 Construction and development loans.
72.05 Implementation of a member business loan program.
72.06 Member business loan policy requirements.
72.07 Collateral and security requirements.
72.08 Amount of loan.
72.09 Calculating the aggregate 15% limit.
72.10 Available waivers.
72.11 Obtaining a waiver.
72.12 Classifying non-delinquent member business loans to reserve for potential loss.
72.13 Schedule of reserves.
72.14 Aggregate member business loan limit.
72.15 Exceptions to the aggregate business loan limit.
72.16 Obtaining an exception.
72.17 Record keeping requirements.
DFI-CU 73 Audits and Verifications
DFI-CU 73.01 Purpose and scope.
DFI-CU 73.02 Definitions.
DFI-CU 73.03 General responsibilities of the board of directors.
DFI-CU 73.04 Audit of credit unions with total assets of $500 million or greater.
DFI-CU 73.05 Audit of credit unions with total assets of less than $500 million.
DFI-CU 73.06 Alternatives to financial statement audit. ,BR>
DFI-CU 73.07 Requirements for verification of accounts and passbooks.
DFI-CU 73.08 Compensated auditor.
DFI-CU 73.09 Audit report and working papers.
DFI-CU 73.10 Sanctions.
DFI-CU 74 Incidental powers activity authority parity with federal credit unions - debt cancellation contracts and debt suspension agreements, for Wisconsin state-chartered credit unions. 74.01 Purpose.
74.03 Debt cancelation contracts and debt suspension agreements.
74.04 Prohibited practices.
74.05 Refunds of fees in the event of termination or repayment of covered loan.
74.06 Method of payment of fees.
74.08 Affirmative election to purchase and acknowledgement of receipt of disclosures required.
74.09 Safety and soundness.
DFI-Sec - Financial Inst.-Securities
DFI-Sec _1.02 Title and Definitions
1.02 Definitions. In ch. 551, Stats., and chs. DFI-Sec 1 to 36 and unless the context otherwise requires: *****
(2) "Broker-dealer" as defined in s. 551.102 (4), Stats., does not include: ***** (c) Any financial institution which by contract, agreement or other means associates with a broker-dealer registered in Wisconsin or by the broker-dealer provides securities services on the premises of the financial institution in accordance with s. DFI-Sec 4.05(8).
DFI-Sec _4.05 Registration of broker-dealers and agents
4.05 Practice rules.
DFI-Sec _5.05 Registration and notice filing procedures for investment advisers, federal covered investment advisers, and investment adviser representatives
5.05 Practice and advisory contract rules.
DFI-Sec 32.03 Exemption and registration of franchises
32.03 Material events or material changes
affecting exempted franchisors and their franchises.