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About The League

Image  ...because of regulatory concerns


Part one in a series about the value of League membership


One of credit unions’ top concerns is preserving a regulatory environment that protects members without inhibiting credit unions’ ability to deliver services and grow.


Your League monitors both state and federal rules and regulations from when they’re first proposed through their implementation, using input from credit unions to shape the specific requirements credit unions must follow under the law. Together we accomplished a lot on the regulatory front in 2013. For example, we:

  • Analyzed thousands of pages of rules and regulations. On your behalf, League staff spent thousands of hours in 2013 monitoring the proposals that federal regulatory agencies were drafting or updating to identify and communicate opportunities for improvement.

  • Sought guidance from the League's Regulatory Advocacy Council. An advisory group representing a cross section of credit union sizes, communities, product offerings and fields of membership provides input and feedback to help communicate the complexities and operational impact of new regulations as part of The League’s comment call responses.  

  • Submitted comment letters on behalf of Wisconsin credit unions. In conjunction with the Regulatory Advocacy Council, we drafted comment letters to federal agencies urging them to lighten credit unions' regulatory burdens, to account for the differences between credit unions and other financial institutions, and to recognize the cost to credit unions and their members whenever there are regulatory changes or new requirements. Here's a snapshot of our recent impact.

  • Coordinated credit union responses to regulatory comment calls. By coordinating and submitting feedback through CapWiz, The League ensures that regulators consider credit union input on the practical aspects of implementing rules and regulations – including risks, costs, human resources and more – before they are finalized.  

  • Forged relationships with agency staff.  League staff and credit union representatives met regularly with regulators and examiners so that – by addressing their concerns and intent – we could better shape our input on regulatory issues.

  • Strengthened our platform for regulatory advocacy. We collaborated with partners like CUNA, CUNA Mutual Group and others to ensure a broad knowledge base from which to affect the regulatory process.  

"Credit unions work together through The League to provide regulators front-end input – practical insights to help them appreciate the good that credit unions are doing for their members and how increased regulation puts a strain on serving members," said Jo Whiting, The League's Executive Vice President/Chief Advocacy Officer.

"If credit unions only engage with legislators during lawmaking, and ignore the regulatory process that implements laws, they miss a critical window in which to influence the operating environment that directly affects member service as well as the steps they must take to comply with the law. It's why our regulatory advocacy is such an important platform from which credit unions can make their voices heard."


Our entire article series about what we have accomplished together in 2013 as a united League is archived at

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