A potential new member visited us who appeared depressed. We talked, and I uncovered that he had been unable to get a bank account due to poor credit and needed one because his new job used direct deposit. He also was previously a member with us but had been unable to keep his account positive. I offered him our foundations account, discussed its ins and outs, and his mood immediately changed. He was ecstatic that we were able to give him a chance! Our foundations account makes it possible for someone to receive direct deposit, use a debit card for groceries and bills, and have peace of mind knowing their funds are safe and secure. It was clear it gave him a new sense of self.