We had a member apply for a $5,000 loan to pay off some collections and credit cards. Looking at his credit report, we noticed that he was paying almost 30% in interest on his vehicle at a different institution. In the end, we were able to refinance his car, pay off all of his collections, and save him $250/month! Since then, he has referred three other people to do the same thing by telling them how much we helped him. It’s moments like that that make all of the hard work worth it!