Non-members had a dealer approve them for an auto loan but at an interest rate they felt was a little high. They decided to call us, and we were able to offer them a 3% lower rate. More importantly, we noticed that the member had two other loans with finance companies. We were able to pay off both loans, saving the member $349/month, with their interest rates on four loans going from 30%-38% down to 11.24% and 11.99% on two loans. In the end, the now-members said, “Thank you for taking a chance on us.