Summary

Blackhawk Community Credit Union is seeking a Chief Lending Officer (CLO) who will serve in a pivotal leadership role and be responsible for driving the growth and profitability of the credit union through lending. As a key member of the senior management team, the CLO will oversee and direct lending operations through expertise, collaboration, and teamwork, fostering a culture of integrity and excellence in lending practices while ensuring compliance with regulatory requirements. This $900M credit union headquartered in Janesville, WI is a highly respected partner in the communities it serves.

The ideal candidate will

• Have a strong understanding of lending compliance, regulations, and risk management practices.
• Have exceptional leadership skills with the ability to inspire, mentor, and develop a diverse team.
• Be a strategic thinker with the ability to contribute to organizational planning and decision-making.
• Have excellent communication skills, both verbal and written, with the ability to represent the credit union effectively.
• The successful candidate will have a bachelor's degree in finance, business administration, or a related field.
• They would also have a minimum of 10 years of progressive experience in lending operations within a financial institution, with at least 5 years in a senior management role.
• The position is located in Janesville, WI, but the credit union is open to this individual working remotely part of the time. 

Responsibilities

• Strategic Leadership: Provide thoughtful leadership in lending functions to achieve organizational goals and enhance profitability. Serve as a member of the shared senior leadership team.
• Lending Philosophy: Develop and articulate a clear lending philosophy that aligns with the success of the credit union, the membership, and our employees and ensures consistency across all lending activities.
• Lending Operations Management: Direct and oversee underwriting, commercial lending, lending operations, lending compliance, loan quality control, mortgage processing, mortgage servicing, collections, and delinquency management. Proactively seek knowledge in industry trends, products, technologies, and delivery channels to apply, advance the credit union, and make borrowing easier and more convenient for members and lending more intuitive for employees.
• Team Development: Build, develop, and support a high-performing lending team that values and practices pride, growth, success, cooperation, professionalism, and continuous improvement.
• Financial Performance: Drive lending revenue growth in new and existing markets and channels while managing risk effectively through sound underwriting practices and loan portfolio management. Review and analyze lending data and regularly budget and report on lending operations and performance.
• Strategic Planning: Contribute to the development and implementation of the strategic plan to transform the credit union operationally and culturally and grow it, particularly in areas related to lending.
• Representation and Leadership: Serve as a visible and respected leader within the credit union and represent the organization externally with our membership, with regulators, and in the industry.
• Ethical Standards: Uphold the highest ethical standards and integrity in all aspects of lending and decision-making.
• Policy Adherence: Develops, maintains, and ensures adherence to all lending policies, rules, and regulations, maintaining strong standards of compliance and risk management. Represents lending and takes appropriate action in exams, audits, and reviews. 

Qualifications

• Bachelor’s degree in finance, business administration, or a related field.
• Minimum of 10 years of progressive experience in lending operations within a financial institution, with at least 5 years in a senior management role.
• Strong understanding of lending compliance, regulations, and risk management practices.
• Exceptional leadership skills with the ability to inspire, mentor, and develop a diverse team.
• Strategic thinker with the ability to contribute to organizational planning and decision-making.
• Excellent communication skills, both verbal and written, with the ability to represent the credit union effectively.
• Pass the pre-employment credit and background check. 

About the Organization

Blackhawk Community Credit Union began in 1965 with the Fisher Body Division of General Motors- Janesville and office employees of UAW Local 95. Over the last 59 years we have grown in locations, membership and technology. We currently serve over 45,000 members and are committed to partnering with our community members during all stages of their lives. Our Mission is simple, empowering members to reach financial goals. From a toolbox to 10 different branches, Blackhawk Community Credit Union has grown into a financial institution that is proud to serve members across Southern Wisconsin and Northern Illinois. We value our employees and their future and recognize their contribution to our success. It is for that reason that we offer competitive wages, and a comprehensive health, dental, and vision insurance package. We also offer paid time off, life insurance, disability, FSA, and 401K retirement benefits with employer match up to 5%. 

How to Apply

Blackhawk Community Credit Union