Summary

Join us at Prospera Credit Union and become part of a team that is passionately committed to providing personal, tailored financial guidance to each of our members.

At Prospera Credit Union, people aren't just numbers or transactions, and you won't be treated that way either.

What sets us apart

• Great Paid Time Off Benefits!
• Prospera Pays 90% of Medical Monthly Premium Costs!
• Prospera Matches Up to 5% of 401K Contributions!
• Prospera Provides Short Term disability and Long Term Disability at No Cost to You!

Purpose

To oversee the strategic direction of all lending operations within the credit union while ensuring compliance with credit union lending policy, successful member service, loan growth and portfolio mix, product development and a quality loan portfolio. Manage collections and recovery, indirect lending, mortgage, home equity, commercial lending, consumer lending and loan servicing functions; oversee underwriting standards and policies, product development and risk-based pricing programs.

Job Responsibilities

• Lending Operations & Strategy (30%) Leads and develops mortgage, commercial, and consumer lending, underwriting, and collections teams to ensure organizational goals are met.
• Monitors product delivery and quality, taking action to resolve issues.
• Loan Portfolio Management & Compliance (25%)
• Maintains asset quality through underwriting, structure, and documentation oversight (10%).
• Oversees collections to ensure policy and regulatory compliance (10%).
• Ensures adherence to lending regulations, making necessary procedural changes (5%).
• Product Development & Financial Strategy (20%)
• Develops and implements lending products, rates, policies, and growth strategies (10%).
• Participates in budgeting, monitors financial performance, and initiates corrective actions (10%).
• Strategic Leadership & Industry Awareness (15%)
• Serves on the Strategic Asset/Liability Committee, ensuring financial stability (5%).
• Monitors industry trends, economic shifts, and regulatory developments (5%).
• Performs other leadership duties as assigned (5%).
• Loan Approval & Risk Assessment (10%)
• Reviews, evaluates, and approves commercial loan applications.
• Conducts periodic loan assessments, including financial reviews and field visits.

Qualifications Knowledge and Skills

• Ten years of similar or related experience, which includes extensive knowledge of consumer, commercial and real estate lending practices and procedures or experience equivalent to a college degree.
• Proven leadership competencies in building and inspiring teams, championing change, communicating effectively, driving results and optimizing work processes.
• Must have in-depth understanding of and ability to interpret regulations affecting lending programs.
• Strong strategic thinking, decision-making, and analytical problem-solving skills, with a commitment to team collaboration and member-focused solutions.
• Ability to assess challenges with a strategic mindset, make informed decisions, and drive results through analytical problem-solving, all while keeping team members and members at the forefront.
• Experience in Loan Origination System design and optimization is beneficial.
• Strong Project Management skills to drive initiatives effectively.

How to Apply

If you are looking for a great opportunity to join a growing team, let's talk! Prospera Credit Union is a local, member-owned financial institution in the Fox Valley area. We offer competitive compensation, an excellent benefits package and the opportunity to work in a fun, friendly, team-oriented atmosphere. Life is short. Work somewhere awesome!

** Prospera Credit Union is an Equal Opportunity and Affirmative Action Employer.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran status. Information collected regarding categories as provided by law will in no way affect the decision regarding an employment application.

** For more information, or to apply now, you must go to the website below. Please DO NOT email your resume to us as we only accept applications through our website.