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Loan Officer - PCM Credit Union

Job Posted: Jul 2, 2024
Job Expires:
Jul 27, 2024


Voted Best Credit Union to Work For by Credit Union Journal & American Banker PCM Credit Union is looking for a full time (in office) Loan Officer to join our team. At PCM Credit Union Loan Officers have the lending authority to make decisions on loan applications. Whether it is being able to say yes to a member for their first loan or their 3rd, PCM takes pride in our ability to help a member at any stage of their financial path.


  • Evaluates and verifies loan applications and credit criteria. Qualifies members ability to meet monthly payment obligations. Potentially verifies employment and income. Determines value of collateral typically via a 3rd party. Approves loans within limits of each individual loan officers authority and notifies applicants of loan decisions; both approvals and denials. Calculates terms, finance charges, and insurance on loans for proper disclosure on promissory notes. Requests additional information if required. (9 out of 10 decisions are made by one individual loan officer. Loan Officer lending authority can range from $25,000-$125,000.)
  • Interviews, takes applications, gathers information, and reviews preliminary documentation on loan requests.
  • Presents loan requests above lending limit for approval as per Loan Policy.
  • Coordinates and schedules loan closings. Ensures that each loan is promptly and properly prepared, documented, processed, approved, and disbursed.
  • When appropriate work with loan processing to order all documents needed from outside sources to make loan decisions and close loans.
  • Recommendations are made to member outside of lending specific area for improvement to members overall financial outlook. This can include a review of a vehicle condition report with a member. Items may also include credit score improvement suggestions, tips to improve members cash flow, and/or restructuring of loans or other items to set the member up for future approvals.
  • Sells credit life and disability insurance, asset protection insurance (GAP), Deprecation Protection Waiver (DPW) and extended warranties.
  • Advises and assists member on setting up repayment plan for various loan types.
  • Assists in servicing loans by processing such items as payoff, refinances, problem loan workout arrangements, address changes, payment extensions, interest rate reductions, collateral follow up, collateral releases, payment due date changes.


  • Degree in Business or related field; or an equivalent combination of formal training and experience.
  • 2 years Lending/Sales experience, required
  • 2 years Consumer Lending experience, preferred CERTIFICATES, LICENSES, REGISTRATIONS
  • NMLS, Credit Insurance License & Notary - ideal

About the Organization

People Caring More Credit Union is a financially strong full-service credit union. We have recently expanded our eligibility to include anyone who lives, works, or is a part of a Select Employee Group (SEG) in the counties of Brown, Door, Kewaunee, Marinette, Oconto, and Shawano Counties in Wisconsin. This expansion will allow us to say YES to helping more members. We are ready and excited for it! PCMCU has three branch locations in Ashwaubenon, Howard, and Marinette. Individuals and families all over the nation and financial spectrum trust us to do their banking. With many consumers managing their finances from their devices, we function like a mobile branch. The magic happens with the combination of the digital conveniences along with the personal service needed for things like buying a vehicle, purchasing a home, or when life takes an unexpected turn and you need help from a trusted source. The combination of traditional values and fresh ideas is PCMCU today. Since our beginning, when the credit union formed in May 1958 to help employees save and borrow to each other, PCM Credit Union’s ultimate goal was to help members gain personal financial success. That remains our goal today. We believe in making a difference! 

How to Apply

Visit our website today! PCM Credit Union
Or email your resume and interest to