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Webinar Calendar

Our League webinars offer training on topics for all aspects of credit union operations. You'll have the choice to participate in the live webinar only, purchase the recorded webinar or both. Included with all League webinars are the training log, quiz and answer key. 

Download a printable list of upcoming 2019 webinars >>

From time-to-time our webinar calendar will also show webinars from system partners. This is done as a courtesy to further your learning options and you should contact the system partner for details on those webinars.


Global Cash Flow Analysis for Underwriters & Credit Analysts

This presentation will address key decisions and processes in global cash flow calculations.

Mar 27, 2019 02:00 PM   -­­  Mar 27, 2019 03:30 PM
CT
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Type of Event
On Demand Webinar

Who Should Attend
  • On Demand
  • Webinars
  • Lenders

Register

Description

When is global cash flow needed? What if a business can qualify for a loan with its cash flow alone? Do additional businesses owned by one or more of the guarantors have to be reviewed? Examiners expect to see a consistently applied global debt service coverage methodology, and your lending staff must be able to provide clear and consistent answers when asked. For example, who should be included? Do you use the EBITDA or UCA method, and why? What level of financial detail is needed for various related entities? What numbers are used: operating profit, net profit, or another number? How is debt repayment determined without complete debt schedules from each entity? This presentation will address key decisions and processes in global cash flow calculations.

Learning Objectives

  • Reasoning behind performing a global analysis
  • Key decisions
    • Who to include in a global cash flow analysis
    • Information needed for operating entities and individual guarantors
    • Depth of analysis depending on the complexity of the borrower and transaction
  • Calculating cash flow using both traditional EBITDA and UCA analyses
    • Key differences, strengths, and weaknesses of each 
  • Determining global debt service coverage
    • Potential pitfalls, including double counting
    • Treatment of distributions from Sub S and partnership entities
    • Best practices when considering debt repayment requirements (i.e., treatment of credit lines)
  • Other global analysis considerations, including liquidity and capital

Speaker

Aaron Lewis, Young & Associates, Inc.

Investment

$259.00