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Commercial Lending Series: Commercial Loan Workouts, Restructuring & Loss Mitigation

Apr 02 2:00 PM - Apr 02, 2020 3:30 PM
Apr 02, 2020 2:00 PM - 3:30 PM

Do you understand the available options for dealing with troubled commercial loans? Learn the alternatives, risks, landmines, potential liability – and howto move forward with all types of troublesome commercial loans.

Learning Objectives

  • Evaluate the alternatives – workout, forbearance, receivership, deed in lieu,marshalling of assets, repossession of personal property, foreclosure on real property, taking control of intangible collateral, and deficiency judgment
  • Protect your institution from potential liability
  • Determine when IRS forms 1099-A and 1099-C must be issued
  • Define what constitutes a troubled debt restructuring for reporting purposes

Commercial loan problems continue to trouble financial institutions. There are several alternatives to consider when dealing with troubled loans, including a workout, forbearance, receivership, deed in lieu, marshalling of assets, repossession of personal property collateral, foreclosure on real property collateral, taking control of intangibles,and deficiency judgments. Each alternative has a certain amount of risk exposure and making a mistake could result in losses that far exceed the loan amount. This webinar will cover all aspects of each alternative and the related risks. Understanding the proper steps for each scenario will help you properly evaluate which option is the best for your institution. You’ll also learn what constitutes a troubled debt restructuring for reporting purposes.



Elizabeth Fast, JD, CPA, Spencer Fane LLP

Elizabeth Fast is a partner with Spencer Fane LLP where she specializes in there presentation of financial institutions. Elizabeth is the head of the firm’s training division.She received her law degree from the University of Kansas and her undergraduate degree from Pittsburg State University. In addition, she has a Master of Business Administration degree and she is a Certified Public Accountant. Before joining Spencer Fane, she was General Counsel, Senior Vice President, and Corporate Secretary of a $9 billion bank with more than 130 branches, where she managed all legal, regulatory, and compliance functions. She is a member of the Missouri State Banking Board by appointment of the Governor.




Live and recorded webinar, handouts, quiz with answer key and training log are included.

Additional Info

Event Type


Topics Covered

  • Live Webinars
  • Lending & Collections