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Credit Risk Management During a Pandemic

Jun 15 2:00 PM - Jun 15, 2020 3:30 PM
Jun 15, 2020 2:00 PM - 3:30 PM
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Have you updated your loan portfolio management practices to include recently issued regulatory guidance related to the pandemic? Will you be ready for the next global crisis? Find the answers to these questions and more during this jam-packed session.

Learning Objectives

  • Interpret recently issued regulatory guidance on managing your loan portfolio’s credit risk during a pandemic
  • Implement effective loan modification strategies recommended by regulators without enduring criticism from the regulatory community
  • Identify common borrower characteristics that indicate the ability to withstand negative external factors caused by unusual circumstances, including a pandemic
  • Utilize resources to track world-wide health issues that could affect markets across the globe
  • Measure borrower sustainability using detailed liquidity and capital adequacy analyses
  • Understand the new appraisal and evaluation guidelines for real estate-related financial transactions affected by COVID-19
  • Adjust the transition timeline from the incurred loss methodology to the current expected credit losses (CECL) methodology as a result of the pandemic
  • Utilize credit administration reports to effectively communicate to the board of directors

Consideration of external factors goes hand-in-hand with effective credit risk management. As world-wide travel begins to recover, the possibility of another pandemic-like phenomenon looms. Will your financial institution be ready to predict the impact of such an event on the performance of your loan portfolio? Examine recently issued regulatory guidance designed to assist financial institutions in maintaining effective credit risk management through the current pandemic and learn how to apply this guidance to future crises.

During this session, you will learn practical steps to identify borrowers who are vulnerable to unusual global-level crises, as well as those who demonstrate the adaptability and sustainability needed to endure future events. Discover how borrower liquidity and capital adequacy affects sustainability. Keep members of your board and senior management informed using effective credit administration reports designed to communicate your institution’s credit risk picture to key stakeholders.

Agenda

Speakers

Jeffery W. Johnson, Senior Consultant, Bankers Insight Group

Jeffery started his career over 40 years ago working as a management trainee and progressed to VP and Senior Lender for a large regional financial institution and Senior Vice President and Commercial Banking Division Manager for a community bank.

Most of his career has been spent in credit administration, lending (commercial, consumer and real estate), business development, loan review, management, and training and development. He has managed loan portfolios representing a cross section of loan types including large corporate, high net worth individuals, middle market companies, small businesses, real estate, and non-profit organizations and managed several loan officers with portfolio management responsibilities. Mr. Johnson has been a training professional in the financial industry for the past 17 years. He teaches actively for 22 financial institution associations, the Risk Management Association (RMA), and individual financial institutions nationwide.

Mr. Johnson holds a BA in Accounting from Morehouse College in Atlanta, an MBA in Finance from John Carroll University in Cleveland, a Diploma of Graduation from the Prochnow School of Banking at the University of Wisconsin-Madison and a Graduate Certificate in Bank Management from the First American Management Institute at the University of Pennsylvania’s Wharton School of Business.

Location

Fees

$259.00

Additional Info

Event Type

On-Demand Webinar

Topics Covered

  • Lending & Collections
  • On-Demand Webinars