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Reg V & FCRA

Jan 29 12:00 AM - Dec 31, 2021 12:00 AM
Jan 29, 2021 12:00 AM - 12:00 AM
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Financial institutions and borrowers rely on consistent gathering and reporting of fair, accurate information. Learn how to properly access, decipher, and utilize the data contained in consumer credit reports.

Learning Objectives

  • Understand what constitutes a permissible purpose for obtaining a credit report
  • Explain the notification requirements associated with risk-based pricing
  • Identify how to address fraud and active-duty alerts on a consumer report
  • Know how to properly handle credit disputes made directly to your institution
  • Determine the additional requirements associated with firm offers of credit

Join us for a session covering the requirements imposed by the Fair Credit Reporting Act and Regulation V. During the session, participants will learn about the permissible purposes for accessing a consumer’s credit report, as well as notification requirements specific to mortgage loans and risk based pricing. The rules related to affiliate marketing, how to handle direct disputes, and he requirements associated with making a firm offer of credit will also be covered. Finally, attendees will learn how to address fraud and active-duty alerts on a consumer report.

Agenda

Speakers

Michael Christians, Michael Christians Consulting, LLC

Michael assists financial institutions and organizations across the country with ensuring their compliance programs conform to federal laws and regulations. He provides counsel relative to current rules, assists with the strategic implementation of upcoming regulatory changes and offers customized education and training services. Michael has over 20 years of experience in the financial services industry with a focus on consumer compliance. He obtained his Juris Doctorate from Drake University Law School. He is a member of the Iowa State Bar where he is licensed to practice law. 

Location

Fees

Individual on demand webinar: $259  (60 minutes)

Full, 6-part Alphabet Soup Series: $1,295 (save $259) 

The series includes:
• Reg Z & TILA – Non-Real Estate
• Reg Z & TILA – Real Estate
• Reg X & RESPA
• Reg V & FCRA 
• Reg B & ECOA 
• Reg C & HMDA

To purchase the series, please visit the main Alphabet Soup Series page.

The online recording will be available approximately within six (6) business days from the date ordered. This recorded webinar and free digital download will expire December 31, 2021.

Additional Info

Event Type

On-Demand Webinar

Topics Covered

  • Lending & Collections
  • On-Demand Webinars
  • Compliance