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Reg X & RESPA

Jan 29 12:00 AM - Dec 31, 2021 12:00 AM
Jan 29, 2021 12:00 AM - 12:00 AM
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Are RESPA and Reg X compliance top-of-mind at your institution? They should be. Regulators continue to focus on kickbacks, notifications, and escrow procedures in their exams.

Learning Objectives

  • Explain Section 8’s prohibition against kickbacks and unearned fees
  • Determine what constitutes an affiliated business arrangement
  • Know when to provide the Homeownership Counseling Notice
  • Identify the mortgage servicing rules that govern escrow accounts and servicing transfers
  • Understand the requirements specific to a borrower delinquent on a mortgage loan

Join for a discussion of the requirements imposed by the Real Estate Settlement Procedures Act and Regulation X. During the session, participants will learn about the scope and coverage of RESPA, including the statute’s prohibition against kickbacks and unearned fees, as well as notification requirements in connection with servicing transfers and force-placed insurance. In addition, this session will cover the procedural requirements in connection with escrow accounts and Regulation X’s protections for delinquent mortgage borrowers. 

Agenda

Speakers

Michael Christians, Michael Christians Consulting, LLC

Michael assists financial institutions and organizations across the country with ensuring their compliance programs conform to federal laws and regulations. He provides counsel relative to current rules, assists with the strategic implementation of upcoming regulatory changes and offers customized education and training services. Michael has over 20 years of experience in the financial services industry with a focus on consumer compliance. He obtained his Juris Doctorate from Drake University Law School. He is a member of the Iowa State Bar where he is licensed to practice law. 

Location

Fees

Individual on demand webinar: $259  (60 minutes)

Full, 6-part Alphabet Soup Series: $1,295 (save $259) 

The series includes:
• Reg Z & TILA – Non-Real Estate
• Reg Z & TILA – Real Estate
• Reg X & RESPA
• Reg V & FCRA 
• Reg B & ECOA 
• Reg C & HMDA

To purchase the series, please visit the main Alphabet Soup Series page.

The online recording will be available approximately within six (6) business days from the date ordered. This recorded webinar and free digital download will expire December 31, 2021.

Additional Info

Event Type

Webinar

Topics Covered

  • On-Demand Webinars
  • Lending & Collections
  • Compliance