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Reg Z & TILA – Real Estate

Jan 29 12:00 AM - Dec 31, 2021 5:00 PM
Jan 29, 2021 12:00 AM - 5:00 PM
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How do Reg Z and TILA apply to loans secured by real estate? What about ARM loans? HELOCs? Round out your understanding of these regulatory focal points today.

Learning Objectives

  • Understand the requirements of the Integrated Disclosure Rule
  • Explain the ability-to-repay requirements, including the elements of a qualified mortgage
  • Define the qualification and periodic training requirements for loan originators
  • Identify what constitutes a high-cost mortgage or higher-priced mortgage loan
  • Determine Regulation Z’s servicing rules including the periodic statement requirement

Join for a discussion of the requirements imposed by the Truth in Lending Act and Regulation Z as they apply to real estate loans. During the session, participants will learn about disclosure requirements for HELOC’s, ARM loans, and closed-end consumer credit transactions secured by a dwelling. The ability-to-repay rule, high-cost mortgages, higher-priced mortgage loans, and TILA’s servicing requirements specific to mortgage loans will also be covered.

Agenda

Speakers

Michael Christians, Michael Christians Consulting, LLC

Michael assists financial institutions and organizations across the country with ensuring their compliance programs conform to federal laws and regulations. He provides counsel relative to current rules, assists with the strategic implementation of upcoming regulatory changes and offers customized education and training services. Michael has over 20 years of experience in the financial services industry with a focus on consumer compliance. He obtained his Juris Doctorate from Drake University Law School. He is a member of the Iowa State Bar where he is licensed to practice law. 

Location

Fees

Individual on demand webinar: $259  (60 minutes)

Full, 6-part Alphabet Soup Series: $1,295 (save $259) 

The series includes:
• Reg Z & TILA – Non-Real Estate
• Reg Z & TILA – Real Estate
• Reg X & RESPA
• Reg V & FCRA 
• Reg B & ECOA 
• Reg C & HMDA

To purchase the series, please visit the main Alphabet Soup Series page.

The online recording will be available approximately within six (6) business days from the date ordered. This recorded webinar and free digital download will expire December 31, 2021.

Additional Info

Event Type

On-Demand Webinar

Topics Covered

  • On-Demand Webinars
  • Compliance
  • Lending & Collections