Loan Stress Testing for the Credit Analyst
Credit analysts are charged with identifying, measuring, and monitoring credit risk in any
given transaction. An analyst must understand the borrower’s sustainable repayment
ability, including both primary and secondary repayment sources. Repayment ability in a
“normal” or positive market condition can be relatively easy to determine and used as a
basis for the loan decision and risk rating. However, market conditions are not always
favorable and adverse conditions can arise relatively quickly (as in 2020). When
underwriting, credit analysts should apply factors which reflect the impact of an adverse
market on a borrower’s primary and secondary repayment sources. This presentation will
provide insight for credit professionals regarding transaction-level stress testing, including
impact to operating income, guarantor support, and collateral, and will include
considerations for both commercial non-real estate and commercial real estate loans.
Aaron Lewis, Young & Associates, Inc.
Individual Webinar: $259
Full, 4-part Credit Analyst Series: $933 (save $103)
The series includes:
To purchase the series, please visit the main Credit Analyst Series page.
Live and recorded webinar, handouts, quiz with answer key and training log are included.
Your registration includes unlimited locations (until further notice), making it easier to share and learn with remote staff during the coronavirus crisis. Training materials will be available to download the day of the event.