Gina Carter, partner | Husch Blackwell
Gina heads the firm's credit union team. Her credit union practice centers on all legal matters of interest to credit unions including vendor contracting, consumer finance, credit union mergers and governance. Gina also represents for-profit credit union service organizations (CUSOs) in areas including corporate structure, IP, data protection and privacy. She runs practices both in intellectual property (IP) and credit union law. She advises on all aspects of IP and has litigated cases in federal courts across the country. She remains a trusted advisor to people who first called upon her 25 years ago.
Marci Kawski, partner | Husch Blackwell
Marci has devoted her entire legal career to counseling providers of consumer financial services, including installment loan companies, motor vehicle finance companies, banks, credit unions, online lenders, and short-term lenders throughout the country. She develops proactive compliance policies, procedures, and strategies, consults on complex compliance questions, negotiates before state and federal regulatory agencies, and represents clients in individual and class claims regarding Fair Credit Reporting Act (FCRA) and Regulation V, Equal Credit Opportunity Act (ECOA) and Regulation B, Truth in Lending Act (TILA) and Regulation Z, Fair Debt Collections Practices Act (FDCPA), Telephone Consumer Protection Act (TCPA) and more.
Lauren Capitini, Senior Counsel | Husch Blackwell
Lauren helps financial services clients – including credit unions – align their business goals with federal and state regulations. She works closely with clients to meet their unique needs when drafting and reviewing lending and deposit contracts and disclosures, consulting on new product development, reviewing advertisements in various mediums, advising on check fraud matters and providing general guidance on complex regulatory issues. She helps clients resolve accusations of discrimination and fair lending laws and works with regulators in various capacities, including in the course of compliance examinations. Lauren is also well-versed in the subtleties of providing banking services to cannabis businesses and other unique parties such as service members, and directors and officers of banks.
David M. Stauss, Partner | Husch Blackwell
David focuses on complex business and commercial litigation in state and federal courts involving data privacy and security, product liability and business disputes. David has tried numerous cases in state and federal courts across the country securing favorable jury verdicts for clients. n his privacy and data security practice, David regularly assists clients in preparing for and responding to data security incidents, including managing multi-state breach notifications. Recognized as a top author in the area of privacy law, David is editor of the firm’s Byte Back blog. He also regularly counsels clients on complying with existing and emerging privacy and information security laws, including the European Union’s General Data Protection Regulation (GDPR), the California Consumer Privacy Act of 2018 (CCPA) and state information security statutes.
Sabrina Guenther Frigo, Lead Counsel for Privacy and Data Management | CUNA Mutual Group
She advises on data privacy and cybersecurity issues throughout the data lifecycle, including legal and data governance requirements, privacy and security policies, contracts and service provider management, and data breach response. Prior to joining CUNA Mutual Group, Sabrina was a member of Jenner & Block LLP's Privacy & Information Governance Practice. There she advised global and domestic clients regarding data privacy and data security issues, specifically focusing on cross-border and global compliance efforts. Sabrina's background includes complex civil litigation, regulatory response, and international internal investigations, all skills, and perspectives she actively incorporates into her privacy practice.
Carlos Molina, Senior Consultant, Risk & Compliance Solutions | CUNA Mutual Group
He is responsible for assisting credit unions nationwide in identifying areas of risk in their operations and recommending appropriate controls to reduce loss exposures. Prior to joining CUNA Mutual Group, Molina was a criminal investigator with the Public Defender’s Office in Essex County, N.J. He also holds the following designations: Certified Risk Manager (CRM), Certified Fraud Examiner (CFE), CUNA certified Credit Union Compliance Expert (CUCE) and Credit Union Enterprise Risk Management Expert (CU-ERME).