Menu Toggle Search

New ACH Rules Effective 9/30/22: Nested Third - Party Sender Roles & Risks

Jul 27 2:00 PM - Jul 27, 2022 3:30 PM
Jul 27, 2022 2:00 PM - 3:30 PM
Add event to: ICal Outlook Google Calendar

Do you know a little or a lot about Nested Third-Party Senders? As of September 30, 2022, the ACH Rules will further define these relationships. Don’t miss this opportunity to get up to speed on the evolving rules before the effective date.

Learning Objectives

  • Describe the role third parties play in ACH processing and the added risk to originators and ODFIs
  • Distinguish a Third-Party Sender from a Nested Third-Party Sender
  • Explain the ACH Rules compliance obligations of a Third-Party Sender
  • Given a real-life origination scenario, identify a Third-Party Sender and Nested Third-Party Sender

Third-Party Senders have been a part of ACH origination processing since the late 1980s.While these- relationships are not new, over the last few years the payments industry has recently taken efforts to better define their unique role in the network. Effective September 30, 2022, new ACH Rules will further define the roles and responsibilities of Third-Party Senders, including the role of Nested Third-Party Sender relationships. This session will break down the changes to illuminate the chain of agreements and compliance responsibilities for ODFIs, Third-Party Senders, and Nested Third-Party Senders. After attending, you will be able to identify a Third-Party Sender and a Nested Third-Party Sender, explain their role and responsibilities under the ACH Rules, and apply your knowledge to real-life origination scenarios.



Shelly Sipple, AAP, APRP, NCP, EPCOR

Shelly Sipple joined EPCOR in 2005 following an 11-year career with the Federal Reserve Bank of Kansas City. As EPCOR’s Senior Director of Certifications & Continuing Education, she designs and conducts education programs in support of ACH to over 2,000 financial institutions and corporate members. Shelly presents at regional and national industry conferences as an ACH payments expert. She received her Accredited ACH Professional designation in October 2006, her Accredited Payments Risk Professional (APRP) in March 2018, and the National Check Professional (NCP) certification in May 2019. She is an active member of Nacha’s APRP Oversight Panel and holds a bachelor’s in Business Education.




Your registration includes unlimited locations, making it easier to share and learn with remote staff.

Please note: You may share the link with others at your credit union, however the confirmation will be sent to one primary contact at your credit union. It will be up to the primary contact to share the material with others.

Additional Info

Event Type

On-Demand Webinar

Topics Covered

  • On-Demand Webinars
  • Operations
  • Compliance