Performing effective quality-control loan reviews is an essential element that regulators want to see. Afford yourself this opportunity to learn the key objectives of loan review, regulator expectations, methods, and so much more.
- Identify the key objectives of loan review
- Understand the importance of accurate internal loan grading
- Recognize the qualifications required to perform loan reviews
- Define the scope and depth of loan reviews
- Describe the methodology used to select loans for review
- Explain the results of the loan review to executive management
- Outline the regulatory expectations for conducting loan reviews
In today’s economic environment, managing the commercial and consumer loan portfolio is paramount to maintaining a safe and sound financial institution. The regulatory agencies are becoming more demanding in their review of financial institutions due to the trajectory of the pandemic, the uncertainty of its longer-term economic impact, and rising interest rates. In addition, there is ongoing geopolitical uncertainty, which could negatively affect financial institutions’ profitability, credit quality, and loan growth going forward, and could adversely impact real estate and other asset values as well as borrowers’ repayment abilities.
In light of these issues, an ongoing secondary review process is critical. This webinar will address the regulatory expectation for establishing and maintaining a consistent, effective loan review process. Simply reviewing loan files has taken a back seat to assessing the overall loan management function, determining the corrective capabilities of an institution’s overall loan monitoring system, and determining the safeguards management has put in place to avoid future problems in the loan portfolio. Join us to learn more about the issues outlined above and potential solutions.
Jeffery W. Johnson, Bankers Insight Group, LLC
Jeffery Johnson has been in financial services more than 40 years. He has been VP and senior lender for large regional bank and SVP and commercial banking division manager for a community financial institution. Most of his career has been spent in credit administration, lending, business development, loan review, management, and training and development. Over the last 17 years, Jeffery has provided training for several banking associations and individual financial institutions nationwide.
Jeffery holds a bachelor’s in accounting from Morehouse College in Atlanta, an MBA in finance from John Carroll University in Cleveland, a Diploma of Graduation from the Prochnow School of Banking at the University of Wisconsin-Madison, and a Graduate Certificate in Bank Management from the First American Management Institute at the University of Pennsylvania’s Wharton School of Business.