Description
InfoSight360's mortgage loan originator training is designed to satisfy the continuing education requirement for mortgage loan originators found in Section 1026.36 of Regulation Z. Join Director of Regulatory Compliance Counsel Michael Christians on Tuesday, April 21, 2026, to learn how to originate a mortgage loan, compliant with federal law, in just four easy steps. During this virtual session, participants will learn about:
- Loan Originator Basics - SAFE Act and RESPA Section 8
- Application Requirements - disclosures and the collection of government monitoring information
- Underwriting Requirements - ATR/QM, higher priced mortgage loans, high-cost mortgages, appraisals, and flood insurance
- Closing Requirements - disclosures and the right of rescission
- Servicing Requirements - periodic statements, escrow rules, force-placed hazard insurance, etc.
- Fair Lending Considerations - ECOA, the Fair Housing Act, and HMDA
Registered MLOs (typically credit union MLOs), must receive "periodic training" under Regulation Z (12 CFR 1026.36) that is appropriate to their day-to-day duties. While no specific frequency is mandated, the training must ensure compliance with federal and state law, often best satisfied by annual training sessions. This session could help satisfy registered MLOs required periodic training under Reg. Z.