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Developing & Delivering an Effective Loan Presentation

May 07 2:00 PM - May 07, 2019 3:30 PM
May 07, 2019 2:00 PM - 3:30 PM
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Credit memo, loan approval, credit request, loan presentation, etc. – regardless of the vernacular, an effective loan presentation delivered to an approving authority establishes a crucial cornerstone in credit risk management. Whether the audience is the loan committee, board, auditors, or examiners, the loan presentation must communicate the pertinent elements of creditworthiness and identify circumstances that present or elevate perceived credit risk. This webinar will extensively outline the elements of a highly effective loan presentation that properly communicates known risks while highlighting mitigating factors. The five Cs of credit will be used in developing the loan presentation, adding a sixth and seventh C of credit to consider.

Learning Objectives

  • Benefits of a highly effective loan presentation
    • Need for a comprehensive loan presentation
    • Understand the potential audience beyond the approving authority (i.e., auditors and examiners)
    • Potential for a more efficient approval process
  • Development of complete narrative information surrounding the credit request
  • Financial analysis narrative that effectively tells the borrower’s story, eliminating “elevator” analysis
  • Industry analysis – when it is meaningful; recognizing the pitfalls
  • How to strengthen the collateral analysis in the loan presentation
  • Defining the credit risk grade, including regulatory definitions of criticized and classified credits
  • Periodic review of credits and monitoring the credit after origination, including the annual review



Aaron Lewis, Young & Associates, Inc.




Additional Info

Event Type

On-Demand Webinar

Topics Covered

  • On-Demand Webinars
  • Lending & Collections
  • Board Governance