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The New ACH Rules on Prenotification & Micro-Entries

May 19 2:00 PM - May 19, 2022 3:00 PM
May 19, 2022 2:00 PM - 3:00 PM
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Expect to see more and more growth in the number of prenotes and micro entries. Join us to learn the implications, rights, and requirements under Nacha’s new rules, including initiation, handling, and exceptions.

Learning Objectives

  • Define a micro-entry according to the Nacha rules
  • Understand your obligations for using micro-entries to validate accounts
  • Explain the account validation options
  • Deal with exceptions correctly
  • Distinguish between proper and improper usage of micro-entries

With Nacha's new WEB debit account validation rule in place, and the recent passage of related micro-deposits rules, RDFIs can expect to see an increase in the number of micro entries and prenotes. Do you know your institution’s rights and obligations? This session will explore the proper initiation and handling of micro-entries and prenotes. Properly handling these items can help to reduce the number of future exception items and reduce headaches.

This session will cover

  • Definition of micro-entries and prenotes
  • Appropriate uses of micro-entries and prenotes
  • Returning micro-entries and prenotes



Michele L. Barlow, AAP, NCP, Macha/PAR

Michele Barlow is the Senior Vice President at Macha/PAR (Everything Payments, Everywhere), with offices in Wisconsin and Maryland. Before joining the Macha team in2009, Michele spent several years as a corporate trainer in the financial industry. She is responsible for development and execution of association training and certification programs, conference planning, and member service. Michele is a past member of Nacha’s Blue Ribbon Panel and currently serves on the APRP Oversight Panel, the Payments Institute Board of Regents, and Nacha’s LMS Editorial Board. She is active on other national committees, and a frequent speaker at industry events. She obtained her AAP certification in 2010, her NCP in 2011, and became an NCP Certified Trainer in 2012.Michele holds a bachelor’s from the University of Wisconsin.




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Additional Info

Event Type

On-Demand Webinar

Topics Covered

  • On-Demand Webinars
  • Compliance