1:00 – 1:45 pm
Home Mortgage Disclosure Act (HMDA) and its Implications for Credit Unions
Katie Neuman-Lindstrom | Principal, Financial Services | CLA (CliftonLarsonAllen LLP)
HMDA reporting remains one of the most complex technical compliance areas for credit unions, and even small mistakes can lead to significant issues. This session will examine the most common data errors we encounter, including business-purpose loans, application dates, withdrawn applications, HELOC rate spreads, and credit model reporting, etc.
We’ll discuss why these errors occur and the potential impact on your credit union’s compliance posture. Whether your institution is fully HMDA-reporting or partially exempt, this session will provide clarity on the areas that frequently cause confusion.
Questions may be submitted in advance, and Katie will address common themes during the discussion.
1:45 – 2:15 pm
Are You Ready for Nacha’s 2026 ACH Fraud Monitoring Rules?
Laura Nelson | Director of Compliance Specialists | The League
Nacha’s latest rule update includes the new fraud monitoring rule amendments becoming effective March 20, 2026. The amendments are intended to reduce the incidence of successful fraud attempts and improve the recovery of funds after frauds have occurred. Those impacted are Originators, Third-Party Service Providers/Third Party Senders, ODFIs, and RDFIs. This discussion will provide an important opportunity to share tips and tools for implementing this within your credit union’s ACH department.
2:15 – 2:30 pm
Q&A and Discussion