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The Difference

Putting People Before Profit

In Wisconsin Senate District 32:


Altra Federal Credit Union

Every Member Matters

May 12, 2023
  • Above & Beyond Service
I brought my dad in to make a deposit. He needed help with the deposit, and while it was only $10, he was treated like it was $10,000.
Altra Federal Credit Union

"They Believed in Me"

Apr 12, 2023
  • Second Chances & Refinancing
I went through a divorce and had to refinance my house in a hurry, so I went with some fly-by-night company that made all these promises but then charged me (in small writing) $30,000 in closing costs!
Altra Federal Credit Union

Already Part of the Best

Apr 12, 2023
  • Above & Beyond Service
"Ive been a member of Altra (Trane) Federal Credit Union since 1973. It's been the only banking system I've had since then.
stories_t_oakdale credit union 2024

Shelter from the Storm

Jun 01, 2022
  • Rainy Day Support
There is still a misconception in mortgage financing about the difficulty of finding financing for singlewide manufactured
Verve, a Credit Union

Solving a Dilemma

Aug 20, 2021
  • Second Chances & Refinancing
A member approached us with a dilemma. They were hoping to lower their auto payment to make room in their budget to purchase another vehicle.
Verve, a Credit Union

Better Products, Lower Payment, & Less Interest

Aug 20, 2021
  • Second Chances & Refinancing
He saved $1,600 in products, lowered his monthly payment by $71, and will now save a great deal in interest over the life of the loan.
Gundersen Credit Union

Supporting Victims of Domestic Violence

Aug 12, 2021
  • Serving the Underserved
Realizing that many domestic violence victims must leave their current residence very quickly without essentials or the funds to purchase essentials, Gundersen Credit Union developed and implemented a Domestic Violence Assistance Program.
Co-op Credit Union

A Sense of Financial Freedom

Aug 12, 2021
  • Second Chances & Refinancing
A member came to Co-op Credit Union for financial coaching and a strategy to pay off $36,000 of credit card debt.
stories_t_oakdale credit union 2024

Becoming a Dementia-Friendly Business

Aug 06, 2021
  • Addressing Elder Financial Abuse
"By adding this to our tool belt, it’s just one more way we can treat our members like family."
Firefighters Credit Union

Money Doesn't Buy Happiness, But it Does Buy Freedom [Video]

Aug 05, 2021
  • Second Chances & Refinancing
A couple was living paycheck to paycheck with substantial credit card debt. They were tired of getting nowhere making minimum payments and met with us after being told they were “un-bankable” by other banks.
Altra Federal Credit Union

Observant & Knowledgeable

Aug 03, 2021
  • Above & Beyond Service
“I called to get a payoff amount on a car loan due to it being totaled from an accident."
Altra Federal Credit Union

I was "Unbanked"

Aug 03, 2021
  • Second Chances & Refinancing
“I was ‘unbanked’ due to credit issues and shenanigans from my youth."
Altra Federal Credit Union

Such a Difference Compared to Larger Banks

Aug 03, 2021
  • Home Loans
"We were so happy with it that we've kept our checking account, even after paying off the loan."
Altra Federal Credit Union

Accommodating Our Unique Needs

Aug 03, 2021
  • Above & Beyond Service
"After my husband’s car was totaled in a horrific accident, we needed to buy a new one ASAP, but our insurance company was dragging their feet on paying us for the totaled car."
stories_t_westby coop credit union

Pursuing the American Dream

Jun 01, 2021
  • Supporting Main St
When other financial institutions did not want to take the risk on this startup business, we carefully reviewed this member's financial factors and business plan while also trusting in her knowledge, skills, and work ethic.
Co-op Credit Union

Our Cooperative Principles

Mar 01, 2021
  • Community Partnerships
When we say we work to support and enrich our communities, it’s much, much more than donations and sponsorships.
stories_t_westby coop credit union

Avoiding Foreclosure & Paying Off Hard Money Lender

May 01, 2020
  • COVID-19 Response
When it came time for a veteran-family owned and operated motel to pay off their land contract to finalize the purchase of real estate, several banks turned them down and they resorted to a hard-money lender to fulfill their obligations.
Altra Federal Credit Union

Finally Treated Like I Matter

Apr 16, 2019
  • Auto Loans
I am a hard-working single mom who was new to the area. Right before Christmas, the engine on my truck blew, and where I live is not supported by public transit.
Co-op Credit Union

Escape from Debt, Escape from Predatory Lending

Apr 01, 2019
  • Escaping Predatory Lending
'A member at Co-op Credit Union came through the drive-up and wanted to deposit a larger-than-normal check.
stories_t_lacrosse burlington credit union

Saving a Home from Foreclosure at Another Financial Institution

Dec 01, 2018
  • Second Chances & Refinancing
A couple came to us distraught because their bank would foreclose if they didn’t come up with $4,700 in 10 days.
PB4P Stories

People Before Profit Stories

Whether it’s helping a member escape predatory lending, rebuild credit, weather an illness, save for a home, or simply be given a second chance, credit unions are uniquely equipped to provide a lifeline when other financial institutions can’t or won’t.
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Scorecard

Learn about the positive impact Wisconsin's credit unions have on Wisconsin families, businesses, local organizations, and the economy as a whole.
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