Ascend Services, Inc. provides community experiences, education, and employment opportunities that promote individual growth for residents of Manitowoc County.

I had no positive credit and 16 accounts in collections with a credit score of 400. N.E.W. Credit Union took the time to help me create the best plan of action to get out of debt and start building a positive credit history.

Throughout the past 10 years, we have raised over $118k for local non-profits, such as Tomah Area Cancer Support, Chasing Daylight Animal Shelter, Neighbor for Neighbor Food Pantry, North American Squirrel Association, and Children’s Miracle Network.

'Our member, a single mom, was looking to consolidate debt; however, she had been turned down by other financial institutions due to her 576 credit score.

Shoreline Credit Union’s Hometown Rewards program offers our members 2x rewards points for shopping at participating businesses that can then be redeemed for gift cards to those businesses.

The payday loan cycle starts slow and spirals quickly. One of our members got behind because of a $200 car repair and took out her first payday loan.

An auto repair reached out to Capital Credit Union and told us they were planning to put a mechanic’s lien on a car that had been in an accident and was towed to their shop after hearing nothing from the owner of the vehicle or their insurance company.

After being rejected by a bank, the daughter of a member dealt only with cash and believed that she wouldn’t qualify for a checking account, let alone an auto loan.

Non-members had a dealer approve them for an auto loan but at an interest rate they felt was a little high.

Our member came to us for help avoiding bankruptcy. He had payday loans totaling over $3,500 with interest payments exceeding 50% of his income each month and a credit score that had fallen below 570.

Northwestern Mutual Credit Union recently provided its members with a bonus dividend.

We have a nearly 11-year partnership with LSS Financial Counseling that allows our members to use six free 1-on-1 financial counseling sessions per year.

“You basically saved me from homelessness and several other awful life alternatives... I know it’s part of your job, but it made a huge difference in mine.”

A 30-year member had her home paid off for years and no credit cards that she used, so she no longer had a credit file.

A member called to check on auto loan rates, because she felt the rate she received from another financial was high.

Sally was a single mother of two with a solid work history and good credit, but she had limited ability to save for a down payment.

Several Ripco staff members were deeply involved in helping one of our older members who was a victim of elder financial exploitation.

A 70-year-old member came to see me about refinancing the debt on one of his credit cards.

2019 was our sixth year of doing a Valentine’s Day bake sale to benefit Juneau County S.E.A. of Change, an organization that provides Support, Education, and Advocacy to those in need.

A member applied for a loan to pay off some existing collections, fully expecting to be denied, and was apprehensive to the loan officer due to her past life experiences.