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The Difference

Putting People Before Profit

Capital Credit Union

A Better Rate & Brand-New Car

Jul 21, 2023
  • Auto Loans
A single mother of three had technically paid off what she borrowed for a now-junk vehicle, but was still paying on the loan due to CPI.
Fox Communities Credit Union

Dignity & Respect

May 19, 2023
  • Auto Loans
In the early ‘70s, my parents separated. My mother needed a car because she had four kids at home, but very few dealers paid any attention to her as a single woman
Prospera Credit Union

That Next Step

May 12, 2023
  • Auto Loans
A member who had recently moved from Puerto Rico after Hurricane Maria dreamed of getting his own truck.
Capital Credit Union

Making Dreams Come True

Mar 22, 2023
  • Above & Beyond Service
I just wanted to send a quick email to say what a pleasure it was to work with Betsy on getting the boat my family wanted to purchase.
Capital Credit Union

Understanding a Tough Situation

Mar 22, 2023
  • Second Chances & Refinancing
A member of five years lost her job during the pandemic and struggled to find a new job. We did a couple of loan payment deferrals on an auto loan and signature loan, but she utltimately fell behind as the final maturity dates for both loans approached.
UW Credit Union

Share the Love

Mar 15, 2023
  • Charity & Community Service
To celebrate Valentine's Day, the UW Credit Union team made more than 400 valentines for older adults at organizations like NewBridge Madison and United Community Center in Milwaukee.
Capital Credit Union

Doing the Right Thing

Aug 24, 2021
  • Home Loans
When an employee was assisting a member with an unrelated situation, he noticed that their mortgage with us had an interest rate of 5%, so he asked the member some questions and offered to process a rate modification to lower the rate to 2.75%.
Fox Communities Credit Union

Establishing a $20k Small Business Grant Program

Aug 20, 2021
  • COVID-19 Response
This year, we established a $20,000 small business grant program to help our members attract more business.
Verve, a Credit Union

Solving a Dilemma

Aug 20, 2021
  • Second Chances & Refinancing
A member approached us with a dilemma. They were hoping to lower their auto payment to make room in their budget to purchase another vehicle.
Verve, a Credit Union

Better Products, Lower Payment, & Less Interest

Aug 20, 2021
  • Second Chances & Refinancing
He saved $1,600 in products, lowered his monthly payment by $71, and will now save a great deal in interest over the life of the loan.
UW Credit Union

Personable & Professional During Difficult Times

Aug 19, 2021
  • Rainy Day Support
A member had recently gone through a divorce and shared her appreciation for staff at one of our branch locations.
UW Credit Union

From Insecurity to Tears of Joy

Aug 19, 2021
  • Fostering Financial Literacy
Initially, she expressed feelings of insecurity about finances, but our staff was able to make her feel comfortable.
Prospera Credit Union

More than a Simple Auto Loan Refi

Aug 18, 2021
  • Second Chances & Refinancing
e not only discovered another auto loan with a higher rate than what Prospera could offer, but a few more loans that could be refinanced as well.
stories_t_fond du lac credit union

Helping When No Other Local Financials Would

Apr 18, 2019
  • Above & Beyond Service
A non-member with children was forced from her home due to flooding in town and lost everything. Her employer had a relief fund, but no other local financials would cash the check.
stories_t_health care credit union

Refinancing a 30% Interest Rate, Paying Off Collections, & Saving a Member $250/month

Apr 18, 2019
  • Second Chances & Refinancing
We had a member apply for a $5,000 loan to pay off some collections and credit cards. Looking at his credit report, we noticed that he was paying almost 30% in interest on his vehicle at a different institution.
stories_t_oshkosh community credit union

Helping Refugees

Apr 17, 2019
  • Serving the Underserved
The city of Oshkosh has a large refugee population, and the majority have little experience navigating checking or savings accounts, paying bills, and are not financially empowered.
Capital Credit Union

Getting a Member Back in the Driver's Seat

Jan 01, 2019
  • Above & Beyond Service
An auto repair reached out to Capital Credit Union and told us they were planning to put a mechanic’s lien on a car that had been in an accident and was towed to their shop after hearing nothing from the owner of the vehicle or their insurance company.
Capital Credit Union

Educating Members on Their Options

Jan 01, 2019
  • Auto Loans
After being rejected by a bank, the daughter of a member dealt only with cash and believed that she wouldn’t qualify for a checking account, let alone an auto loan.
Capital Credit Union

Taking a Chance

Jan 01, 2019
  • Second Chances & Refinancing
Non-members had a dealer approve them for an auto loan but at an interest rate they felt was a little high.
stories_t_winnebago community credit union

Credit Unions Run in the Family

Dec 01, 2018
  • Above & Beyond Service
In 1972 a member borrowed $1,500 to purchase a 1966 Ford F100.
PB4P Stories

People Before Profit Stories

Whether it’s helping a member escape predatory lending, rebuild credit, weather an illness, save for a home, or simply be given a second chance, credit unions are uniquely equipped to provide a lifeline when other financial institutions can’t or won’t.
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Scorecard

Learn about the positive impact Wisconsin's credit unions have on Wisconsin families, businesses, local organizations, and the economy as a whole.
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