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The Difference

Putting People Before Profit

WESTconsin Credit Union

Payday Loans with a 400% Interest Rate

Aug 18, 2022
  • Escaping Predatory Lending
We recently had a member visit one of our offices with her grandmother to apply for a consolidation loan, as she was struggling with numerous payday lender loans she took out in 2020 when her boyfriend was sick and unable to work for six months
Marshfield Medical Center Credit Union

Consolidating Debt & Satisfying Collections

Aug 18, 2021
  • Second Chances & Refinancing
Many banks would not consider granting the loan due to the existence of those collections, but we were willing to give the member the loan AND help clear up those items.
WESTconsin Credit Union

Overcoming Unexpected Hardships

Aug 16, 2021
  • COVID-19 Response
Members of ours were hit hard by the effects of COVID-19. Both lost their jobs and were relying on unemployment while having four loans with us and their credit card.
Royal Credit Union

Providing Excellent Service After a Theft

Aug 16, 2021
  • Identity Theft Prevention & Mitigation
A member came in for help after her wallet was stolen and fraudulent charges were made on her account.
Royal Credit Union

Taking Time to Help with Credit Card Debt

Aug 16, 2021
  • Second Chances & Refinancing
A member asked to increase her overdraft protection after accidentally bringing her account negative.
Royal Credit Union

Financial Education for the Incarcerated

Aug 16, 2021
  • Fostering Financial Literacy
Royal offers a series of financial education lessons at several correctional facilities in Wisconsin, including the state Department of Corrections.
Simplicity Credit Union

Saying "Yes" When Others Say "No"

Aug 13, 2021
  • Home Loans
Every home loan has a story behind it, but the stories where we get to say "yes" to those who have been told "no" are the stories that prove that we truly make a difference.
Co-op Credit Union

A Sense of Financial Freedom

Aug 12, 2021
  • Second Chances & Refinancing
A member came to Co-op Credit Union for financial coaching and a strategy to pay off $36,000 of credit card debt.
Co-op Credit Union

Our Cooperative Principles

Mar 01, 2021
  • Community Partnerships
When we say we work to support and enrich our communities, it’s much, much more than donations and sponsorships.
WESTconsin Credit Union

A Member Since 1954

Feb 18, 2021
  • Above & Beyond Service
Gilbert has been a member since 1954. He was fresh out of the military, and while he and his wife had begun renting an apartment, they had nothing else. He tried to get a loan from multiple area banks, but—without credit--they would not help him.
WESTconsin Credit Union

Lowering Rates, Shortening Terms, Lowering Payments

Sep 15, 2020
  • Second Chances & Refinancing
A couple came into WESTconsin who had just wanted to open a savings and checking account. While opening these accounts, our Member Service Representative had a chance to review their financials.
WESTconsin Credit Union

"Thank You For Helping Save a Small Local Business"

Apr 20, 2020
  • COVID-19 Response
"The fact that you spent time funding our small $9,000 PPP loan just may have saved my business!"
The Difference: Taylor Credit Union

Providing Our Members With the Tools They Need

Apr 19, 2019
  • Fostering Financial Literacy
A young man with negative credit history applied for a home loan. Our loan officer, who is a Certified Financial Coach, showed him ways to clean up his credit.
WESTconsin Credit Union

Making Unique Loans Work

Apr 14, 2019
  • Home Loans
There is still a misconception in mortgage financing about the difficulty of finding financing for singlewide manufactured
Co-op Credit Union

Escape from Debt, Escape from Predatory Lending

Apr 01, 2019
  • Escaping Predatory Lending
'A member at Co-op Credit Union came through the drive-up and wanted to deposit a larger-than-normal check.
Royal Credit Union

Becoming a Homeowner in a Fraction of the Time

Jan 01, 2019
  • Home Loans
Sally was a single mother of two with a solid work history and good credit, but she had limited ability to save for a down payment.
Marshfield Medical Center Credit Union

Giving the Chance

Jan 01, 2019
  • Second Chances & Refinancing
A member applied for a loan to pay off some existing collections, fully expecting to be denied, and was apprehensive to the loan officer due to her past life experiences.
WESTconsin Credit Union

Escape From Payday Same Day

Dec 01, 2018
  • Escaping Predatory Lending
After a couple had experienced a job loss, they sought out a payday lender to get caught back up on their mortgage.
WESTconsin Credit Union

No More Check Cashing Fees

Dec 01, 2018
  • Escaping Predatory Lending
A new member was set up with his checking account and his first payroll check was deposited from his new employer.
WESTconsin Credit Union

Giving Members the Courage to Live Out Their Dreams

Dec 01, 2018
  • Supporting Main St
An engineer decided to quit his day job and fully dedicate his career to his growing side business.